Investment Management
Process driven,
not product driven.
We work hard to reduce fees, minimize taxes, and ensure the alignment of your financial assets with your priorities. By seeking to mitigate risk and focusing on investing, not trading, we position clients to benefit from long-term market exposure and well-sourced investment opportunities.
Client Services
Quantify cash needs
Identify and protect liquid base. Reserving ample cash provides peace of mind and enables you to lean into buying opportunities when markets are stressed. This is both the first line of defense in risk management as well as the funding source to play offense.
Cushion a strong foundation
Build out an appropriately sized shock absorption allocation to fixed income.
Gain efficient market exposure
Appropriately size your equity target using the most low-cost, diversified, liquid, and tax-efficient methods available.
Assess the need for alternatives
Determine the need for more uncorrelated alternatives, if any, and define the role they are to play in your portfolio.
Private capital
For long- term surplus funds, spend focused time allocating to the best private market investment opportunities to capture an additional premium from less liquid and inefficient markets in the most tax-friendly means possible.
Vet unique needs
Assess needs unique to the client and diligence means where opportunities exist to play offense or defense in very specific ways.
Areas of Focus
Return Goals
Return desired or required to meet financial goals.
Risk Tolerance
Level of risk or potential loss acceptable. This influences the choice of assets and investment strategies. Risk has many layers.
Time Horizon(s)
Expected length of time needed or available to achieve various financial goals.
Taxes
Strategies aim to maximize after-tax gains by using tax efficient investments, accounts or techniques.
Liquidity Needs
Balance needs for liquidity with prospects of less liquidity and higher risk/return.
Legal Constraints
Encompasses regulatory or contractual obligations that restrict certain investments or dictate acceptable levels of risk.
Unique Circumstances
Includes personal preferences, ethical values, or specific considerations/restrictions that influence investment decisions.